Dun & Bradstreet
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Product

D&B Credit Insights

Discover the power of knowing what's in your business credit profile so you can help plan your business's future.

Understand Your Business Credit Scores & Ratings

D&B Credit Insights is for any small business owner who wants to know their business’s credit like the back of their hand. See real-time alerts when there are changes to your business scores and ratings, so you can quickly spot potential issues and act fast.

Get the unique advantage of learning the fundamentals of business credit while being alerted to key changes in your business credit scores. 

Strong business credit scores may not only help you to secure favorable financing terms and attract potential investors, but it may also signal reliability and trustworthiness to suppliers, partners, and customers.

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Illustration of D&B Credit Insights on a computer

Understand Your Business Credit File to Help Position Your Business for the Future

Plan for your business's future, today. View your Dun & Bradstreet business credit scores and ratings, sign up for alerts to changes, benchmark your progress, and expand your understanding of business credit.

Daily Practicality

Get unlimited access to view your Dun & Bradstreet credit file, including some of your scores and ratings.

Real-Time Information

Get alerted to changes to certain Dun & Bradstreet scores and ratings when they happen. Know when legal events affect your company, including lawsuits, liens, and judgments.

Competitive Edge

Gauge your business credit scores against industry standards, so you can set realistic goals and help make strategic decisions to benefit your business.

Trustworthy Data

Dun & Bradstreet’s unique relationship with financial institutions and suppliers provides us valuable insights into the business credit scores that matter most to creditors and lenders.

Learn as You Grow

Grow with the tools available in D&B Credit Insights. Reveal more decision-making data and information as you manage your business – and its credit standing – more effectively.

Monitor Your Business Credit: How it Works

D&B Credit Insights helps you keep a watchful eye on your business scores and ratings. Timely alerts to changes in scores and ratings, along with access to trends over time, help you to identify potential risks so you can take proactive measures to help establish and maintain your credit profile.

See Scores and Ratings — and Fewer Surprises

  • Stay informed about your business's credit by regularly monitoring changes to your business scores and ratings, which include: 

    • PAYDEX® Score
    • Delinquency Score
    • Failure Score
    • Maximum Credit Recommendation [Not offered in the Free tier]1
    • Supplier Evaluation Risk (SER)
    • D&B Rating [Not offered in the Free tier]

     

    Understanding the scores and ratings in your business credit file may provide insights into your business’s financial strengths and weaknesses and help inspire confidence when making high-stakes decisions.

    By looking at your business credit scores and ratings in one place, you can see the information potential lenders and suppliers might use to help evaluate your creditworthiness. Viewing your business credit file without unnecessary complexities could save you valuable time and inspire confidence when making high-stakes decisions.

D&B Credit Insights Available Tiers

Free

$0/mo
Looking to understand your business scores & ratings?

Get Started

Free Includes:

  • See risk range indicators for four scores & ratings:
    • PAYDEX Score
    • Delinquency Score
    • Failure Score
    • Supplier Evaluation Risk (SER)
  • Summary information of legal events and business operations
  • Basic company information
  • Scores, ratings, inquiries, alerts & notifications, both in app and/or via email
  • Payment history summary
  • Financial ratios
  • Number of Inquiries1 on your business with new inquiry alerts
  • Integrate your business bank account (powered by Plaid)

Basic

$49/mo or $499/yr
Looking to monitor your business credit profile?

Choose Plan

Everything in Free, Plus:

  • 24/7 access to view six actual scores & ratings:
    • PAYDEX Score
    • Delinquency Score
    • Failure Score
    • Supplier Evaluation Risk (SER®)
    • Maximum Credit Recommendation
    • D&B Rating
  • Detailed legal events: Suits, Liens, Judgments, UCC filings
  • Organizational family tree
  • Historical trends of your credit scores & ratings
  • Detailed payment history (Detailed history of past “payment experiences” and "trade lines" summarized by industry.)
  • Financials (View a financial statement comparison, income statement, balance sheet and financial ratios.)
  • Details of Inquiries on your business with new inquiry alerts
  • Dark web monitoring powered by Flashpoint2 (Includes up to three of your selected business email addresses.)

Learn More

Plus

$149/mo or $1,499/yr
Looking to build your business credit profile?

Choose Plan

Everything in Free and Basic, Plus:

  • Dark web monitoring powered by Flashpoint2 (Includes up to five of your selected business email addresses.)
  • Insights on Other (Review and compare your business's scores and ratings alongside up to five chosen companies.)
  • Extended Data – Provide Documentation (Upload regular termed payments, business banking statements or financial statements for possible inclusion into your business credit file or scores and ratings.)

Learn More

Premium

$199/mo or $1,999/yr
Looking to build your business credit profile?

Choose Plan

Everything in Free, Basic and Plus, including:

  • Dark web monitoring (same language as plus)
  • Insights on Others (same language as plus but comes with 25 instead of 5 that comes with Plus)
  • Extended Data - Provide documentation (same as plus but is unlimited submission instead of 12 that comes with Plus)
  • Extended Data - submission notifications (This needs marketing's input but are scores and ratings, events and inquiry monitoring notifications for the vendors that they have successfully submitted and approved payment experiences for)
  • 10 Business Information Report Snapshot - (This needs marketing's approval but are reports they can run on other company's to inform and weigh risk of doing business with them)

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Awards

We are proud to share the awards we have received for D&B Credit Insights.

Have Questions About D&B Credit Insights?

Connect with a representative now to get answers and explore the right option for your business.

Call (800) 264-1530